Real Rate of Return

S & P 500 started out January 1st at 2,238; as of November 17, it’s at 2,578. The annual, to date, point to point Rate of Return is 15%,  If you figured in the highs and lows, the actual Rate of Return 11%.

If using the Dow Jones Industrial Average for the benchmark, January 1st started at 19,762 and as of November 17,  the Dow is at 23,358 an annual, to date, point to point Rate of Return is 18%. If you figured in the daily highs and lows the actual Rate of Return to date is 11%.  

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